PROP FIRM RISK & DRAWDOWN GUARD

FTMO Challenge Risk & Drawdown Calculator

Calculate exact daily drawdown buffer, midnight CE(S)T equity benchmark, and safe lots.

Master FTMO's 5% daily loss limit (higher of midnight CE(S)T equity or balance) and 10% maximum static loss limit. Avoid floating profit traps and size your lots accurately across forex and gold.

Challenge Parameters

5% ($5,000)
10% ($10,000)

Live Drawdown & Risk Intelligence

STATUS: BUFFERS HEALTHYAccount is well within risk limits. No rule breach danger.
Daily Drawdown Buffer$5,000 remaining
Max Overall Buffer$10,000 remaining
Single Trade Dollar Risk$1,000 (1%)
Recommended Max Safe Size (XAUUSD)4 Lots

Lot size uses this page's fixed pip values. JPY, metals, and index values are examples, not a live quote.

Consecutive Losses to Daily Breach5 losses
Consecutive Losses to Max Breach10 losses
Ruin sketch from your win rate and payoff< 0.1%
Wins at this payoff to reach the target5 wins (1:2 R)

Simulated risk modeling based on public challenge rules. Not affiliated with or endorsed by FTMO, FundedNext, Topstep, or any prop firm. Rehearse rules on local practice desk before risking capital.

FTMO Challenge Challenge Rule Specifications

The parameters below are derived from publicly documented challenge rules. Calculations above model these baselines.

Rule ParameterStandard ValueRisk Management Implication
Daily Loss Limit (Daily DD)5.0% (Higher of midnight balance or equity)Maximum intraday loss permitted before automatic account rule breach
Maximum Total Drawdown (Max DD)10.0% (Static from initial balance)Absolute account-level loss threshold relative to initial capital or trailing high
Drawdown Calculation BaselineHigher of Midnight Balance or EquityDetermines whether unrealized overnight profits ratchet the daily benchmark higher
Evaluation Profit Targets10% Phase 1 / 5% Phase 2Net profit threshold required to pass Phase 1 and Phase 2 stages
Daily Loss Reset Clock & TimezoneMidnight CE(S)T (Prague Time)Exact timestamp when daily loss limit benchmarks recalibrate for the next session
Weekend Position Holding PolicyAllowed on Swing accounts; prohibited on StandardWhether open trades may be held across weekend market closures
Minimum Trading Days Required4 daysMinimum required active trading sessions before submitting for stage completion

Understanding FTMO's Midnight Floating Profit Benchmark Trap

FTMO resets its daily loss limit at midnight CE(S)T (Prague time). The reference level is set to whichever is higher between your equity and balance at that exact second. If you hold floating profits overnight, your benchmark ratchets higher. An intraday pull-back the following morning can trigger a daily limit breach even if all your closed positions are profitable.

FTMO Challenge FAQs & Rule Guidelines

Essential answers based on official challenge rules.

How does FTMO calculate daily maximum loss at midnight CE(S)T?▾
At 23:59:59 CE(S)T, FTMO captures your account balance and equity. Whichever figure is higher becomes the baseline for the next trading day. Your maximum daily permitted loss is exactly 5% of that baseline. If equity dips below that calculated floor at any millisecond during the day, the challenge is failed.
What is the floating profit trap on FTMO overnight holds?▾
If your $100,000 account has an open trade with $4,000 in floating profit at midnight, your equity is $104,000. FTMO sets your daily loss floor at $104,000 - $5,200 (5%) = $98,800. If your trade pulls back and takes a slight loss down to $98,750, you breach the daily loss rule, even though your total account has only lost $1,250 of initial capital.
Can I hold trades over the weekend on FTMO?▾
On FTMO Challenge Swing accounts, weekend holding and holding through macroeconomic news events are permitted with 1:30 leverage. On FTMO Standard accounts (1:100 leverage), all trades must be closed before Friday market close (23:00 CE(S)T).
What is the recommended safe lot size on FTMO $100k for gold (XAUUSD)?▾
With a $5,000 daily buffer and a strict 1% account risk ($1,000), a 25-pip stop loss on XAU/USD allows a maximum safe position size of 4.0 standard lots ($1,000 / (25 * $10)). Sizing beyond this risks premature daily termination upon 2-3 consecutive losses.
BarionQuant Desktop · FTMO Sandbox

Rehearse FTMO Challenge Rules in BarionQuant Desktop

Test your strategy against FTMO's exact 5% midnight drawdown ratchet and 10% overall ceiling on historical tick data before risking non-refundable evaluation fees.

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